SayKred Privacy Policy

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Your privacy is our priority!
This Privacy Policy (“Privacy Policy”) applies to SayKred Private Limited (“Web and Mobile Services”) and the services of SayKred Private Limited (hereinafter referred as “SayKred”).The terms " WE", " OUR" and " US" refer to SayKred and the terms " YOU", " YOUR" and " USER" refer to you, as a user of SayKred. It is clarified that the terms and conditions that are provided separately, form an integral part of your use of this Website and should be read in conjunction with this Privacy Policy.

Personal information:
When registering on our site, as appropriate, you may be asked to enter your name, permanent account number (PAN), date of birth, email address, mailing address, phone number, bank account details of beneficiary or other details to help you with your experience.
We collect information from you when you register on our site, execute transactions, subscribe to a newsletter, respond to a survey, fill out a form or enter information on our site.

Use of Personal information by us:
We may use the information we collect from you when you register, make transactions, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:

Consent and Binding Agreement:
By using the Platform and by providing your Information, you consent to the collection, use, sharing and disclosure of your Personal Information on the terms and conditions, and in the manner contained in this Privacy Policy; and agree that this Privacy Policy will form a binding legal agreement between you and us. By visiting this Website, you agree and acknowledge to be bound by this Privacy Policy and you hereby consent that we will collect, use, process and share your Personal Information in the manner set out herein. If you do not agree with these terms, you may choose to not use or access SayKred.

User access of Personal Information:
At any point of time users can choose to edit/modify or delete/withdraw any Personal Information shared for use of the Platform. This can be done by accessing the "Account" section of this Website.
Please note that deleting or withdrawing Information may affect the services we provide to you. In case of modification of Personal Information, Users will be required to furnish supporting documents relating to change in Personal Information for the purpose of verification by the Platform. As such, Users have the option of restricting our access to their Information by means of implementing suitable device settings and/or deletion of their account. In order to remove any Personal Information from our servers, you may contact us, and seek deletion of such data. Notwithstanding the same, we are not under an obligation to delete this data if we are required to retain it under applicable law or require such Personal Information for the purposes of operating and/or improving the Platform.

Protection and Security:
Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible.
Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive information you supply is encrypted via Secure Socket Layer (SSL) technology.
All transactions are processed through a third-party payment gateway provider and are not stored or processed on our servers.
While we try our best to provide security that is better than the industry standards, because of the inherent vulnerabilities of the internet, we cannot ensure or warrant complete security of all information that is being transmitted to us by you.
While we are committed to maintaining confidentiality of all Personal Information, we shall not be responsible for any breach of security or for any action of any third parties that receive users' personal data or events that are beyond our reasonable control including, acts of government, computer hacking, unauthorized access to computer data and storage device, computer crashes, breach of security and encryption, etc. All Personal Information collected from the users by us is maintained in electronic form on servers and/or cloud systems located in India. The Personal Information may also be converted to physical form from time to time. Regardless of the manner of storage, we will make commercially reasonable endeavors to ensure that the Personal Information is rendered confidential and will disclose Personal Information only in accordance with the terms of this Privacy Policy.
Your account is password protected. We use industry standard measures to protect the Personal Information that is stored in our database. We will occasionally reset or ask users to change account passwords as a precautionary measure.
You hereby acknowledge that SayKred is not responsible for any intercepted information sent via the internet/message, and you hereby release us from any and all claims arising out of or related to the use of intercepted information in any unauthorized manner.

Use of 'cookies':
Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the site's or service provider's systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services.
We use cookies to: You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (like Internet Explorer) settings. Each browser is a little different, so look at your browser's Help menu to learn the correct way to modify your cookies.
If you disable cookies off, some features will be disabled It won't affect the users experience that make your site experience more efficient and some of our services will not function properly.

Third Party Disclosure:
We never sell, trade, or otherwise transfer to outside parties your name, address, city, town, any form or online contact identifier email, name of chat account, screen name or user names, phone number, cookie number, ip address, device serial no., unique device identifier, personally identifiable information etc.

Third Party Links:
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

EMAIL / SMS:
It is our policy to send you an email / SMS you elect to receive, in addition to customary business communications (payment confirmations, etc.). Further, it is our policy to immediately remove any user from any mailing list upon the member’s request. In addition, we will send newsletters and other communications to members. Newsletters will contain clear and obvious instructions for how the user can remove him/herself from that mailing list.

Data breach:
In order to be in line with Fair Information Practices we will take the responsive action, should a data breach occur, we will notify the users via email and in site notification within 7 business days.

Modifications to this Privacy Policy:
Our Privacy Policy is subject to change at any time without notice. To make sure you are aware of any changes, please review this policy periodically. These changes will be effective immediately to the users of SayKred. Please note that at all times you are responsible for updating your Personal Information, including to provide us with your most current e-mail address.
If you do not wish to permit changes in our use of your Personal Information, you must notify us promptly that you wish to deactivate your account with us. Continued use of SayKred after any change/ amendment to this Privacy Policy shall indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes.
We will publish any changes to this Privacy Policy on the Platform.

Applicable law:
Your use of this Website will be governed by and construed in accordance with the laws of India. The Users agree that any legal action or proceedings arising out of your use may be brought exclusively in the competent courts/ tribunals having jurisdiction in Mumbai in India and irrevocably submit themselves to the jurisdiction of such courts/ tribunals.

Contact us
If there are any questions regarding this privacy policy you may contact us on